The Law Office of Lisa A. Vance, P.C.

The Path to Your Piece of Mind
Divorce and Family Law Matters

We are now accepting clients statewide in Texas.


As the situation with COVID-19 continues to develop and evolve, the safety, health and well-being of our clients and our team is extremely important to us. We are watching for the guidance of the Centers for Disease Control and international medical experts to learn how we can best manage our facility and our clients.

We would like to reassure you that The Law Office of Lisa A. Vance, P.C. will continue to be available to provide services to all of our clients.

Our lawyers and paralegals are working in the office and electronically, although most of us are working from home. Below is a list of FAQs regarding our response and commitment to you during COVID-19.

Can I even have a consultation with my lawyer remotely?

Yes, The Office of Lisa A. Vance, P.C. has a comprehensive remote working capability and all of our lawyers and paralegals are equipped to work securely from home.

Will my lawyer be available to answer questions and work on my case?

Yes, your legal matters will continue to receive our attention. You can email, call, or videoconference with your lawyer during this time.

We also have multiple videoconferencing options; please contact your attorney for the platform that works best for you

How are court hearings and appointments affected?

Court in Bexar County are now conducted by Zoom Please see our blog article Court via Zoom: It’s Actually, Really Court (and Here’s How It Works)

Can I consult with a lawyer about a new family law or divorce matter?

Yes, we have office staff working in house and remotely to ensure continuity in our business. For information about a family law or divorce matter, please call our office or complete the Request a Consultation Form.

Your family law matters remain our top concern and we are not going to permit this pandemic to take priority over your needs. We will remain confident, alert and prepared.

We wish you and your family well as we work through this difficult situation together.

With warm regards,
Lisa A Vance



Family Law
Click For More

Rest of Life
Click For More

Will getting a divorce affect my credit rating?

| Aug 2, 2019 | Finances And Divorce, Financial Professional Consultation |

Many people who get divorced are anxious about their finances and the impact divorce will have on their money. There are some obvious changes that a divorce will bring to your budgets, even before the prospect of paying child support figures in.

Each spouse now has to pay his or her own rent or mortgage, as well as his or her utilities, and other expenses that would normally be shared by a couple now must be maintained separately. (Perhaps you and your spouse will divorce on good enough terms to share a Netflix account, but it’s probably more prudent to each keep your own.)

One of the more interesting questions about divorce and finances we’ve seen fielded recently have to do with credit scores. Over at the blog for Collaborative Divorce Texas, where Lisa Vance is a proud member, financial professional Tracy Stewart wrote a thoughtful piece on the topic.

She comes right out and says something reassuring: The act of getting divorced will not affect your credit score. Specifically, as she explains:

The status of your marriage is not a factor in the score calculation. So, hypothetically speaking, your credit score pre- and post-divorce should not change.

In practical terms, though, divorce can have a tremendous effect on your credit score. However, that has nothing to do with the divorce itself – and everything to do with getting into financial trouble.

She notes some missteps that people going through divorce might make that would negatively impact a credit score. Missing payments on your accounts will definitely affect your score, and if your ex misses a payment on a jointly-held account, it can affect the both of you – even if you’ve determined in a divorce decree that it’s your ex’s responsibility to pay that bill. She notes that if at all possible, you should complete the divorce with no jointly-held accounts.

She also makes the point we made in our opening in an engaging way, observing, “Your post-divorce budget is not as simple as your pre-divorce budget divided in half.” One oft-made observation about a post-budget is you need 30 percent more income after a divorce to maintain the same standard of living as you did before the divorce.

That means three options. You have to actually earn that additional 30 percent, you have to make some hard choices in your budget, or you have to rely on credit to make up the difference. (The third option is obviously a dangerous one that can result in quickly-mounting debt.)

She gives some good advice about how to plan a post-divorce budget, which includes building an emergency savings account. While that might seem hard to do immediately after a divorce, it’s important to have in case the unthinkable happens, like losing a job or having a medical emergency that prevents you from working. In those emergencies, married couples can rally and still have income from one spouse; after a divorce, that emergency savings fund is there to help you until you can work again.

Her article’s definitely worth reading; while it’s reassuring to know that divorce itself won’t impact a credit score, it’s good to be mindful of what will.

Request A Consultation



FindLaw Network